African Journal of
Business Management

  • Abbreviation: Afr. J. Bus. Manage.
  • Language: English
  • ISSN: 1993-8233
  • DOI: 10.5897/AJBM
  • Start Year: 2007
  • Published Articles: 4082

Full Length Research Paper

Microcredit, asymmetric information and start-ups: An Italian case study

Raffaele Trequattrini
  • Raffaele Trequattrini
  • Department of Economics and Law, University of Cassino and Southern Lazio, Italy.
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Vincenzo Formisano
  • Vincenzo Formisano
  • Department of Economics and Law, University of Cassino and Southern Lazio, Italy.
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Giuseppe Russo
  • Giuseppe Russo
  • Department of Economics and Law, University of Cassino and Southern Lazio, Italy.
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Rosa Lombardi*
  • Rosa Lombardi*
  • Department of Economics and Law, University of Cassino and Southern Lazio, Italy.
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  •  Received: 16 March 2014
  •  Accepted: 11 August 2014
  •  Published: 28 August 2014

Abstract

 

The paper aims to investigate the topic of microcredit with regard to the creation of start-ups, with a view to revisiting the principles, contrasting the informative asymmetries of the bank-company relationship. In this way, the objective is to propose integration of the existing literature, mainly resorting to the academic community and the actors of microcredit, through the offer of reviewing some principles contained within it, as well as the loan process of start-ups. The research approach is based on the multi-method approach for data collection (open interviews, direct observation and open sources), with the inclusion of a single case study.

 

Key words: Start-ups, microcredit, informative asymmetries, microfinance, gatekeepers.