African Journal of
Business Management

  • Abbreviation: Afr. J. Bus. Manage.
  • Language: English
  • ISSN: 1993-8233
  • DOI: 10.5897/AJBM
  • Start Year: 2007
  • Published Articles: 4137

Full Length Research Paper

The impact of credit risk on profitability performance of commercial banks in Ethiopia

Million Gizaw
  • Million Gizaw
  • Department of Accounting and Finance, Jimma University, Ethiopia.
  • Google Scholar
Matewos Kebede
  • Matewos Kebede
  • Department of Accounting and Finance, Jimma University, Ethiopia.
  • Google Scholar
Sujata Selvaraj
  • Sujata Selvaraj
  • Department of Banking and Finance, Jimma University, Ethiopia.
  • Google Scholar


  •  Received: 06 August 2013
  •  Accepted: 23 January 2015
  •  Published: 28 January 2015

References

Achou TF, Tenguh NC (2008). Bank performance and credit risk management.

View

 

Allen F, Otchere I, Senbet LW (2011). African financial systems: A review. Rev. Dev. Finance doi:10.1016/j.rdf.2011.03.003
Crossref

 

Anandarajan A, Hasan I, Lozano-Vivas A (2003). "The role of loan loss provisions in earnings management, capital management, and signaling: The Spanish experience", Adva.Inter. Account. 16: 43-63.

View

 

Angela MK (2010). Credit Risk Management and Profitability of Commercial Banks in Kenya.

 

Angklomkliew S, George J, Packer F (2009). "Issues and developments in loan loss provisioning: the case of Asia", BIS Q. Rev. pp.69-83.

 

Basel (1999). Principles for the Management of Credit Risk. Basel Committee on Banking Supervision, Basel.

 

Boahene SH, Dasah J, Agyei SK (2012). "Credit risk and profitability of selected banks in Ghana" Research Journal of finance and accounting.

 

BüyükÅŸalvarcı A, AbdioÄŸlu H (2011). Determinants of capital adequacy ratio in Turkish Banks: A panel data analysis. Afr. J. Bus. Manage. 5(27):11199-11209.

 

Charles O, Kenneth UO (2013). Impact of Credit Risk Management and Capital Adequacy on the Financial Performance of Commercial banks in Nigeria. J. Emerging Issues Econ. Finance Bank. 2(3) http://www.globalbizresearch.com/.../22882_JEIEFB_OGBOI

 

Damena BH., 2011. Determinants of Commercial Banks Profitability: An Empirical Study on Ethiopian Commercial Banks.

 

Danson M, Adano SK (2012). The impact of credit risk management on the financial performance of Banks in Kenya for the period 2000 – 2006. Inter. J.Bus.Pub. Manage. 2 (2).

 

Ezike JE, Oke MO (2013). Capital adequacy standards, basle accord and bank performance: the nigerian experience (A case study of selected Banks in Nigeria). Asian Econ. Financ. Rev. 3(2):146-159.

 

Fofack H (2005). Non-Performing Loans in Sub-Saharan Africa: Causal Analysis and Macroeconomic Implications, World Bank Policy Research Working Paper No. WP 3769.

 

Hosna A, Manzura B, Juanjuan S (2009). "Credit risk management and profitability in commercial banks in Sweden" School of Business Economics and Law.

 

Kolapo T, Funso, Ayeni R, Kolade Oke MO (2012). Credit Risk and Commercial Banks' Performance In Nigeria: A Panel Model Approach. Australian J. Bus. Manage. Res. 2 (2).

 

Muhammad F, Ammara S, Abrar HC, Fareeha K (2012). Economic Determinants of Non-Performing Loans: Perception of Pakistani Bankers. Euro. J. Bus. Manage. 4(19).

 

Mekasha G (2011) "Credit Risk Management and Its Impact on Performance on Ethiopian commercial Banks" unpublished thesis (Msc), Addis Abeba University.

 

Mekonen Y (2012). "Health check-up of commercial bank in Ethiopia by sing CAMEL frame work" unpublished), Thesis Submitted for partial Fulfillment of MSc Degree in Accounting and finance to Department of Accounting and Finance, College of Business and Economics, Jimma University, Ethiopia

 

Melkamu G (2012). Factors Contributing for Non-Performing Loans in Ethiopian Commercial Banks (unpublished), Thesis Submitted for partial Fulfillment of MSc Degree in Accounting and finance to Department of Accounting and Finance, College of Business and Economics, Jimma University, Ethiopia

 

Musyoki D, Kadubo AS (2011). The Impact of Credit Risk Management on the Financial Performance of Banks in Kenya for the Period 2000–2006. Int. J. Bus. Public Manage. 2(2):72-80.

 

Negussie H (2012). Determinants of Bank Profitability: An Empirical Study on Ethiopian Private Commercial Banks.

 

Onaolapo AR (2012) Nigeria Commercial Banking Sector, (2004-2009), Far East Journal of Marketing and Management, Vol. 2 No. 1 April 2012, available [online] at www.fareastjournals.com, last accessed on July,2013

 

Poudel RPS (2012). "The impact of credit risk management in financial performance of commercial banks in Nepal". International Journal of arts and commerce.

 

Prakash P, Poudel S (2012). The impact of credit risk management on financial performance of commercial banks in Nepal. Int. J. Arts Commerce 1(5):9-15.

View

 

Qin X, Dickson P (2012). Commercial Banks Profitability Position: The Case of Tanzania, Int. J. Bus. Manage. 7(13):136-144.
Crossref

 

Samuel HB, Julius D, Samuel KA (2012). Credit Risk and Profitability of Selected Banks in Ghana. Res. J. Finance Account. 3(7).

 

Tefera T (2011), Credit risk management and profitability of commercial bank in Ethiopia. Unpublished thesis (Msc), Addis Abeba University.

 

Tony VG, Bart B (2009) Credit Risk Management Basic Concepts: financial risk components, rating analysis, models, economic and regulatory capital. Oxford: Oxford University press.