African Journal of
Business Management

  • Abbreviation: Afr. J. Bus. Manage.
  • Language: English
  • ISSN: 1993-8233
  • DOI: 10.5897/AJBM
  • Start Year: 2007
  • Published Articles: 4164

Full Length Research Paper

Impact of non-performing assets on the profitability in Indian scheduled commercial banks

Kavitha Nachimuthu
  • Kavitha Nachimuthu
  • Department of Rural Development and Agricultural Extension, College of Agriculture and Rural Transformation, University of Gondar, Ethiopia.
  • Google Scholar
Muthukrishna Veni
  • Muthukrishna Veni
  • Department of Management Studies, Velalar College of Engineering and Technology, Erode, Tamilnadu, India.
  • Google Scholar

  •  Received: 04 October 2018
  •  Accepted: 10 December 2018
  •  Published: 28 February 2019


Arora N, Ostwal N (2014). Unearthing the Epidemic of Non-Performing Assets: A Study of Public and Private Sector Banks. Management Insight 10(1):1-8.


Banerjee R, Mitra R (2018). Non-Performing Assets of the Indian Banking System: A Critical Evaluation. Asian Journal of Research in Banking and Finance 8(6):1-16.


Batra S (2003). Developing the Asian Markets for Non-Performing Assets; Developments in India. In 3rd Forum on Asian Insolvency Reform (FAIR), Seoul, Korea, November, 2003. pp. 10-11.


Borbora RR (2007). Management of Non-Performing Assets (NPAs) in the Urban Cooperative Banks (UCBs), Reserve Bank of India. pp. 5-12.


Chaudhary M, Sharma M (2011). Performance of Indian Public Sector Banks and Private Sector Banks: A Comparative Study. International Journal of Innovation, Management and Technology 2(3):249-256.


Chijoriga MM (2000). The Interrelationship Between Bank Failure and Political Interventions in Tanzania in the Pre-Liberalization Period. African Journal of Finance and Management 9(1):14-30.


Chatterjee C, Mukherjee J, Das R (2012). Management of nonperforming assets -a current scenario. International Journal of Social Science and Interdisciplinary Research 2012(1):11.


Das S, Dutta A (2014). A Study on NPA of Public Sector Banks in India.


Kumar M, Singh G (2012). Mounting NPAs in Indian commercial banks. International Journal of Transformations in Business Management 1(6):1-6.


Manu KS, Maheshwari R (2018). Relationship between Non-Preforming Assets (NPA) and Profitability of Development Banks: The Case of India. Asian Journal of Research in Banking and Finance 8(6):99-111.


Michael JN, Vasanthi G, Selvaraju R (2006). Effect of Non-Performing Assets on Operational Efficiency of Central-Cooperative Banks, Indian Economic Panorama 16(3):33-39. 


Mir ZA, Jegadeeshwaran M (2013). Performance evaluation of private sector banks in India through camel approach. International Journal of Management, IT and Engineering 3(10):390.


Panta R (2007). Challenges in Banking: A Nepalese Diaspora. Socio-Economic Development Panorama 1(2):9-22.


Patidar S, Kataria A (2012). An Analysis of NPA in Priority Sector Lending: A Comparative Study between Public Sector Banks and Private Sector Banks of India. Bauddhik 3(1):54-69.


Ranjan R, Dhal SC (2003). Non-performing loans and terms of credit of public sector banks in India: An empirical assessment. Reserve Bank of India Occasional Papers 24(3):81-121.


Rajput N, Arora AP, Kaur B (2011). Non-performing assets in the Indian public sector banks: an analytical study. Retrieved from Banks and Bank Systems 6:4.


Parmar R (2014). Non-Performing Assets (NPAs): A comparative analysis of SBI and ICICI Bank. International Journal for Management and Pharmacy 3(3):68-72.


Sontakke RN, Chandan T (2013). Trend Analysis of Non-Performing


Swain RK, Sahoo M, Mishra AP (2017). Non-Performing Assets of Scheduled Commercial Banks in India. Its regulatory framework, Parikalpa, 154. Available at: 



Tandon D, Chaturvedi A, Vidyarthi H (2017). Non-performing assets and profitability of Indian banks: an econometric study. International Journal of Business Competition and Growth 6(1):60-76.


Tripathi LK, Parashar A, Mishra S (2014). A Comparative Study of Advances Contributing to Non - Performing Assets Between SBI Group and Nationalised Banks. International Journal of Marketing, Financial Services and Management Research 3(7):1-12.


Valliammal M, Manivannan SK (2018). A Study on Non-Performing Assets and Its Impact on Public Sector Banks in India.


Varma S (2018). The Burgeoning Problem of Npas in Indian Banking Sector and its Management. Zenith International Journal of Multidisciplinary Research 8(4):118-123.