Stimulating farmer access to bank credit in Zimbabwe: The bankersâ€™ perspective
Access to finance by farmers is recognized as a tool for poverty eradication in developing countries, where the majority depends on agriculture for survival. This study sought to establish strategies for enhancing farmer access to bank credit as prescribed by the lenders themselves. A structured interview guide collected primary data from a sample of 12 registered commercial banks in Zimbabwe, which were analysed by...
Micro-determinants of informal employment in CÃ´te dâ€™Ivoire: The role of socio-demographic factors
This paper proposes to identify the micro-determinants of informal employment in Côte d’Ivoire, focusing on socio-demographic factors. Using data from the National Survey on Employment and the Situation of the Informal Sector (ENSESI) and the Logit method, the empirical results indicate that unschooled and less qualified individuals are more likely to be in an informal situation; that the probability of...
Macroeconomic effects of improving road transport infrastructure in Ethiopia: A computable general equilibrium model analysis
The main objective of this study is to investigate the economy-wide effect of improving road transport infrastructure. The study uses the updated and adjusted version of the 2005/2006 social accounting matrix of Ethiopia. The study applies a single country computable general equilibrium model. The simulation scenario is a reduction of trade and transport margin and an increase in the total factor productivity (TFP) of...
Moderating effects of social learning on the usage of formal financial services in Kampala, Uganda
The use of formal financial services has been associated with increased financial wellbeing and overall economic growth. Efforts to increase financial inclusion have emphasized financial literacy provided through formal training and education without due recognition that people’s financial behaviors and practices may be motivated by social interactions. The current study examines the moderating effects of social...
Two qualified models of learning by doing
Learning by doing (or learning curves) is a well-known law in economics and psychology, but no consensus has been achieved on the “qualified” models for more than a century. This article explores the expression of learning by doing in a way where the expression is not involved with changing the prime factors of a learning process. If one prime factor changes dramatically during the course of a learning...
Elasticity and buoyancy of tax system in Cote dâ€™Ivoire
This paper examines the productivity of revenue from the Ivorian tax system over the period 1984 to 2016. To do this, it estimates the buoyancy and elasticity of tax revenues over this period. It uses the Ordinary Least Squares (OLS) method to estimate the buoyancy and elasticity. The results show a buoyancy and elasticity less than one, reflecting the inelasticity of tax system. Furthermore, they reveal tax reforms...