Full Length Research Paper
References
|
Ackah J, Vuvor S (2011). The Challenges faced by Small and Medium Enterprise (SMEs) in Obtaining Credit in Ghana. Ghana: University of Legon. Available at: |
|
|
|
|
|
Agarwalla SK, Barua SK, Jacob J, Varma JR (2015). Financial Literacy among Working Young in Urban India. World Development 67:101-109. |
|
|
|
|
|
Ajzen I (1988). Attitudes, Personality, and Behaviour. Buckingham, UK: Open University Press. |
|
|
|
|
|
Ajzen I (1991). Theory of planned behaviour. Organ. Behav. Hum. Decis. Processes 50(2):179-211. |
|
|
|
|
|
Alhassan AE (2016). Determinants of SMEs Groth in the Tamale Metropolis using Logistic Regression. Business and Economic Research pp. 324-336. |
|
|
|
|
|
Atkinson A, Messy F (2012). Measuring Financial Literacy: Results of the OECD / International Network on Financial Education (INFE) Pilot Study. OECD Working Papers on Finance, Insurance and Private Pensions, No. 15. Available at: |
|
|
|
|
|
Beal DJ, Delpachitra SB (2003). Financial literacy among Australian university students. Economic Papers: A Journal of Applied Economics and Policy 22(1):65-78. |
|
|
|
|
|
Becker GS (1964). Human capital. New York: Columbia University Press. |
|
|
|
|
|
Berman K, Knight J (2008). Financial intelligence for entrepreneurs: What you need to know about the numbers. Boston, Mass: Harvard Business Press. Available at: View |
|
|
Booyens MG, Galvaan R (2015). Young entrepreneurs' experiences of navigating their success. Commonwealth Youth and Development 13(1):30-40. |
|
|
|
|
|
Bruhn M, Zia M (2011). Stimulating managerial capital in emerging markets: the impact of business and financial literacy for young entrepreneurs. World Bank Policy Research Working Series, No. 5642. The World Bank. |
|
|
|
|
|
Chen H, Volpe R (1998). An analysis of personal financial literacy among college students. Financial services review 7(2):107-128. |
|
|
|
|
|
Garang M (2016). The effect of financial literacy on investment decisions in the Juba City South Sudan (Doctoral dissertation, University of Nairobi). Available at: |
|
|
|
|
|
Hilgert MA, Hogarth JM, Beverly SG (2003). Household financial management: The connection between knowledge and behaviour. Federal Reserve Bulletin 89:309. Available at: |
|
|
|
|
|
Huston SJ (2010). Measuring financial literacy. Journal of Consumer Affairs 44(2):296-316. |
|
|
|
|
|
Inyang BJ, Enuoh BO (2009). Entrepreneurial competencies: The missing links to successful entrepreneurship in Nigeria. International Business Research 2(2):62-71. |
|
|
|
|
|
Kadoya Y, Khan M (2017). Explaining financial literacy in Japan: New evidence using financial knowledge, behavior, and attitude. Behavior, and Attitude (November 8, 2017). |
|
|
|
|
|
Krejcie RV, Morgan DW (1970). Determining sample size for research activities. Educational and Psychological Measurement 30(3):607-610. |
|
|
|
|
|
Longinos M, Catalina N, Alicia R (2019). "How Gender, Age and Education Influence the Entrepreneur's Social Orientation: The Moderating Effect of Economic Development. Sustainability 11(17):1-16. |
|
|
|
|
|
Lusardi A, Mitchell OS (2011). Financial literacy around the world: an overview. Journal of Pension Economics and Finance 10(4):497-508. |
|
|
|
|
|
Lusardi A, Mitchell OS (2014). The economic importance of financial literacy: Theory and evidence. Journal of Economic Literature 52(1):5-44. |
|
|
|
|
|
Mandell L (2008). Financial literacy: Improving education results of the 2006 national Jump$tart survey. Washington, DC: Jumpstart Coalition. Available at: |
|
|
|
|
|
Mahdavi M, Horton NJ (2014). Financial knowledge among educated women: Room for improvement. Journal of Consumer Affairs 48(2):403-417. |
|
|
|
|
|
Marimuthus M, Arokiasamy L, Ismail M (2009). The human capital development and its impact on firm performance: Evidence from developmental economics. The Journal of International Social Research 2(8):265-272. Available at: |
|
|
|
|
|
McPherson MA, Rous JJ (2010). Access to finance and Small enterprise growth: from evidence from East Java. Journal of Developing Areas 150-172. Available at: |
|
|
|
|
|
Mohd SMN, Peou C, Ali J (2010). Moderating Effects of Government Policy on Entrepreneurship and Growth Performance of Small Medium Enterprises in Cambodia. International Journal of Business and Management Science 3(1):57. Available at: |
|
|
|
|
|
Moyi E (2013). Credit and employment growth among small enterprises in Kenya. International Journal of Business and Economics Research 2(3):67-76. |
|
|
|
|
|
Nii QD (2011). The Effects of Microfinance Institutions on the growth of Small and Medium Scale Enterprises. Unpublished Research work. Available at: |
|
|
|
|
|
Nunoo J, Andoh FK (2012). Sustaining Small and Medium Enterprises through Financial Service Utilisation: Does Financial Literacy Matter? Ghana: Department of Economics, University of Cape Coast. Available at: |
|
|
|
|
|
Nyabwanga RN (2011). An assessment of the effect of working capital management practices on financial performance. A study of small-scale enterprises in Kissi South district, Kenya. Unpublished MBA project, Egerton University. Available at: |
|
|
|
|
|
OECD (2013). Financial Literacy and Inclusion: Results of OECD/INFE Survey Across Countries and by Gender. OECD. |
|
|
|
|
|
Okpara JO, Wynn P (2007). Determinants of small business growth constraints in a Sub-Saharan African economy. SAM Advanced Management Journal 72(2):24. Available at: |
|
|
|
|
|
Orisanaye MO (2004). Developing entrepreneurial skills for self-reliance: A strategy for sustainable development in the 21st century. International Journal of Socio-economic Development and Strategic Studies 1(1&2):122-142. Available at: |
|
|
|
|
|
Owusu EN (2015). Assessing The Levels of Financial Literacy Among Teachers. A Case Study of Sekyere East District of Ashanti Region of Ghana. Ghana: KNUST. Available at: |
|
|
|
|
|
Ramakrishnan R (2011). The Demand Side of Financial Inclusion. India: World Bank. |
|
|
|
|
|
Remund DL (2010). Financial Literacy Explicated: The Case for a Clearer Definition in an Increasingly Complex Economy, Journal of Consumer Affairs 44(2):276-295. |
|
|
|
|
|
Salam A (2013). Effects of lease finance on performance of SMEs in Bangladesh. International Journal of Science and Research 2(12):367-370. Available at: |
|
|
|
|
|
Scultz TW (1961). Investment in human capital. America Economic Review 51(1):1-17. |
|
|
|
|
|
Sebstad J, Cohen M, Stack K (2006). Assessing the outcomes of financial education (Working paper No. 3). Washington, DC: Microfinance Opportunities. |
|
|
|
|
|
Tuffour JK, Amoako AA, Amartey EO (2020). Assessing the effect of financial literacy among managers on the performance of small-scale enterprises. Global Business Review 097215091989975. |
|
|
|
|
|
Van Rooij M, Lusardi A, Alessie R (2011). Financial literacy and stock market participation. Journal of Financial economics 101(2):449-472. |
|
|
|
|
|
Wachira M, Kihiu I (2012). Impact of financial literacy on access to financial services in Kenya. International Journal of Business and Social Science 3(19):42-50. Available at: |
|
Copyright © 2024 Author(s) retain the copyright of this article.
This article is published under the terms of the Creative Commons Attribution License 4.0
