Journal of
Engineering and Technology Research

  • Abbreviation: J. Eng. Technol. Res.
  • Language: English
  • ISSN: 2006-9790
  • DOI: 10.5897/JETR
  • Start Year: 2009
  • Published Articles: 198

Full Length Research Paper

On the digital transformation of micro-finance institutions in the context of developing countries: A case from Democratic Republic of the Congo

Patrick Mukala
  • Patrick Mukala
  • Faculty of Engineering and Computer Science, University of Wollongong in Dubai, UAE.
  • Google Scholar
Jonathan Kabemba Ntumbwa
  • Jonathan Kabemba Ntumbwa
  • Faculty of Computer Science, Université Nouveaux Horizons in Lubumbashi, DRC.
  • Google Scholar


  •  Received: 31 August 2023
  •  Accepted: 15 September 2023
  •  Published: 30 April 2024

References

Agodjossou A, Riwanou A, Avoutou M, Dadegnon A (2019). A. Procedure for granting and monitoring Credit in MFIs: Case of PEBCo-BETHESDA Save. Université de Parakou.

 

Baygin N, Baygin M, Karakose M (2019). lockchain technology: applications, benefits and challenges. 1st International Informatics and Software Engineering Conference (UBMYK) 1-5. 
Crossref

 

Bondo D (2022). Interview on the process of credit acquisition from microfinance institution in DRC with Finca IMF Credit Agent. Unpublished.

 

Ghoggali B (2020). Bank credit system based on blockchain technology. Université Mohamed Khider-Biskra.

 

Labie M, Montalieu T (2019). Introduction. From microfinance to financial inclusion. Mondes En Développement 185:7-12.
Crossref

 

Lelart M (2005). Micro-credit, a social contract? Le Journal Du CNRS.

 

Lenge J, Musumbu K, Wanuku G, Sungu P (2022). Blockchain Technology as A Guarantee of Transparency in The Supply Chain of Commercial Enterprises. 3rd Asia Service Sciences and Software Engineering Conference pp. 1-7.
Crossref

 

Lynn T, Mooney J, Rosati P, Cummins M (2019). Disrupting finance: FinTech and strategy in the 21st century. Springer Nature.
Crossref

 

Mago S, Hofisi C (2013). Microfinance institutions and operational risk management in Zimbabwe: Insights from Masvingo Urban. Mediterranean Journal of Social Sciences 4(4):159-159.
Crossref

 

Masangu M (2013). Instruction No.5 to Credit Institutions relating to the Central Risk Office in the DRC. Official Instruction of Central Bank of the DRC.

 

Nzuzi M (2021). Microcredit and Persistent Female Entrepreneurship in the City of Lubumbashi in the Democratic Republic of Congo. University of Lubumbashi.

 

Ribeiro A (2016). Blockchain and its potential applications.

 

Sheth H, Dattani J (2019). Overview of blockchain technology. Asian Journal for Convergence In Technology ISSN-2350-1146.
Crossref

 

Sine N (2008). Microfinance and wealth creation: between domestic logic and performance. Université De Québec.