March 2024
The failure of farmers' organizations to repay microcredits granted by MFIs: Determining factors in the Cameroonian context
The aim of this article is to analyze and identify the factors that explain the failure of farmers' organizations (FOs) to repay microcredits received from microfinance institutions (MFIs) to finance their projects. Default of a FO is observed when the monthly installment of a loan is partially reimbursed, reimbursed late, or not at all. Through the prism of agency theory, informational asymmetry, and contingency...
March 2024
Financial literacy and regulated financial services uptake in Uganda: The mediating role of digital platform usage
The study investigates the influence of financial literacy on the uptake of Regulated Financial Services (RFS) among members of Village Saving and Lending Associations (VSLAs) in Uganda, which is currently lower than the global and national goal of universal access. A cross-sectional survey design employing both quantitative and qualitative approaches was utilized. The qualitative aspect validates responses obtained...
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